The qualifying guidelines vary between the different types of home equity lines of credit and home equity loans. The good thing is we offer so many different programs that you most likely will be able to find one that works for you. Some of the more basic guidelines that apply to all equity products are as follows:

• No Bankruptcy's in the last 2 Years
• Foreclosures must be 3 Years or older
• Two Years of continuous employment
• Collections of Charge-Offs must paid or settled (Sometimes this can be done with your loan)

To learn more about the individual loan qualification guidelines please choose one of the products from the list below to go to its specific page.

Zero Lender Fees Home Equity Line of Credit
125% Home Equity Line of Credit
Fixed Rate Home Equity Loan
Bad Credit Home Equity Loan
Stated Income HELOC