If you are a new homeowner this is an excellent credit line to get money right away! Since you probably don't have much or any equity yet we allow you to borrow 125% of your homes value. One day after you walk through your door we can qualify you for a new loan with above average credit. For instance if you bought your house for $100,000 and your mortgage is for $90,000, you could get a home equity line of credit for $35,000 making your mortgages total 125% of your homes value.

The 125% HELOC has requirements that are a little bit more difficult to qualify for, however we have lenders that can offer these.

Quick Loan Overview and Guidelines
 - 20 Year Period (10 Years Draw / 10 Years Payback)
 - Variable Interest Rate Loan (Fixed Rate Home Equity Loans)
 - Cannot be behind a Negative Amortizing 1st Mortgage
 - No Bankruptcy's in the last 36 Months

Is this not the loan you are looking for?
 - Zero Cost Equity Line - Borrow up to 100% of your Homes Value!
 - No Income Verification Equity Line
 - Bad Credit Home Equity Loan

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