We recognize and are committed to protecting the privacy of
Security Pacific Financial customers' non public personal
and financial information. In the course of conducting real
estate related transaction services, we need to gather and
maintain certain nonpublic personal information about our
customers in order to facilitate your home buying and/or
selling needs in an effective, secure and professional
manner. This privacy statement addresses some questions
about the nonpublic personal information that we collect,
what we do with it, and how we protect it. Our commitment is
to provide privacy safeguards to our customers while
building relationship through confidence online.
The following statement is designed to assist you in
understanding how Security Pacific Financial collects, uses
and safeguards the non public personal information you
provide and to aid in the process of making informed
decisions.
What Nonpublic Information Do We Collect?
When you submit information on-line for an account with
us or apply for a financial product or service (such as a
loan or insurance), we collect the following types of
information:
Information provided by you on applications or other forms,
such as your name, mailing address, employment and information from other
transactions with us. Information about you from
consumer-reporting agencies, for example, when you apply for
a loan, credit card, or insurance policy, or when we offer
you a pre-approved loan.
Personal Information You Choose to Provide
Borrower Information. If you chose to use Security
Pacific Financial services, you will need to provide us with
certain personal information. More specifically, if you are
a borrower and wish to use Security Pacific Financial Quick
App service or apply for a loan, Security Pacific Financial
collects personal information, such as:
Borrower Information:
Name
Address
Phone number
E-Mail address
Best Time to Call You
Property Type
Property Value
Current Loan Type
Loan Balance
Current Rate
Gross Monthly Income
Sharing Information With Service Providers
Security Pacific Financial is your link to numerous
service providers that can assist your real estate
transaction. From time to time you may notice offers from
outside companies associated with real estate transactions,
such as mortgage, title and escrow service providers,
advertised on Security Pacific Financial's web site. In such
cases, if you are interested in the advertised product or
service, you will be given the opportunity to approve
Security Pacific Financial's submission of your personal
information to such provider in order to avoid having to
reenter that information. If you approve the submission of
your information to an outside company, we will forward your
information to that company.
Security Pacific Financial takes measures to select
product or service providers that are responsible and afford
privacy protections to their customers. However, Security
Pacific Financial cannot make any representations about the
practices and policies of any of its service providers. Each
service provider is governed by its own practices and
policies regarding the maintenance, security and disclosure
of their customers' information.
Future Use of Security Pacific Financial Services
Whether your real estate transaction is successful or
not, we may archive all the information you submit to
Security Pacific Financial to maintain accurate, internal
business records and to expedite your future use of Security
Pacific Financial's services. In the event that you submit
information and prefer that we purge personally identifiable
information from our records, at any time you may click on
the sign up page and follow the opt out directions to delete
your archived information, call toll free (877) 253-1981 or
send us an e-mail request at info@SecurityPacificFinancial.com.
Notice of New Services and Changes
Occasionally, we may also use the information we collect
to notify you about important changes to our web site, new
Security Pacific Financial services and special offers we
believe you will find valuable. As our customer, you will be
given the opportunity to notify us of your desire "Opt Out"
and not to receive these offers by clicking on the sign up
page and following the directions to
your archived information, calling toll free (877) 253-1981
or by sending us an e-mail request at info@SecurityPacificFinancial.com.
How Do We Protect Your Information?
Information Security. Security Pacific Financial utilizes
firewall technology, which we have customized, installed and
configured to safeguard the confidentiality of personal
information we collect on our web site from unauthorized
access or disclosure and accidental loss, alteration or
destruction.
Evaluation of Information Protection Practices.
Periodically, Security Pacific Financial's operations and
business practices are reviewed for compliance with our
policies and procedures governing the security,
confidentiality and quality of your information.
Employee Access, Training and Expectations. Security Pacific
Financial's corporate values, ethical standards, policies and
practices underscore our commitment to the protection of our
customers' information. In general, our business practices limit
employee access to confidential information, and limit the use
and disclosure of such information to authorized persons,
processes and transactions.
